Insights & Outlook
Real-time economic trackers, live market feeds, and actuarial longevity insights.
📈 10-Year Treasury Yield
The benchmark for global long-term debt pricing and long-term business loans. A rising yield indicates expectations of sticky inflation or robust growth.
🏠 30-Year Fixed Mortgage
The primary driver of U.S. residential consumer housing affordability. Highly correlated with the 10-Year Treasury Constant Maturity rate.
🏛️ Fed Funds Target Rate
The overnight borrowing rate set by the Federal Reserve. Used actively by central bankers to curb inflation or stimulate commercial lending.
Real GDP Growth
Annualized rate of economic production growth, adjusted for inflation. Reflects a steady, non-inflationary expansion pace.
Core CPI Inflation
Annualized rate of price changes excluding volatile food and energy. Nearing the Federal Reserve's long-term target of 2.0%.
Unemployment Rate
The percentage of the labor force actively seeking employment. Reflects a highly balanced, stable labor market.
U.S. Treasury Yield Curve Trends (10-Yr vs 2-Yr)
Regions Macroeconomic Projections (Annual Averages)
Official macroeconomic forecasts published by Regions Financial Corporation Economics Division (August 2026).
| Economic Indicator | 2023 (a) | 2024 (a) | 2025 (a) | 2026 (f) | 2027 (f) |
|---|---|---|---|---|---|
| Real GDP Growth (annualized % change) | 2.9% | 2.8% | 2.1% | 2.1% | 2.3% |
| CPI-U Inflation Rate (% change YoY) | 4.1% | 3.0% | 2.7% | 3.3% | 2.4% |
| Core PCE Deflator (% change YoY) | 4.2% | 2.9% | 2.8% | 3.2% | 2.4% |
| Unemployment Rate (annual average) | 3.6% | 4.0% | 4.3% | 4.2% | 4.1% |
| 10-Year Treasury Yield (annual average) | 3.96% | 4.21% | 4.29% | 4.41% | 4.46% |
| Federal Funds Rate (annual average) | 5.07% | 5.19% | 4.25% | 3.61% | 3.38% |
Economic Data Center
Track live financial and macroeconomic metrics across active global sectors.
| Indicator | Current Value | 1M Trend | 1Y Trend | YTD Trend | Data For | As Of | Description |
|---|
Wall Street Journal – Markets
Financial Times – Markets
CNBC – Investing
SEC Press Releases
Federal Reserve – Press Releases
MarketWatch – Markets
White Paper Library
Access key financial insights, retirement guides, and regulatory updates tailored for high-net-worth investors.
📅 Schedule a Complimentary Consultation
Ready to align your financial goals? Book a personalized retirement roadmap review or investment consultation directly with Joshua Laxson, CFP®, CRPC®.
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🧬 Health & Lifestyle Profile
⚙️ Actuarial Risk Settings (Advanced)
Health Risk Multiplier
Longevity Percentile
Survival Probability Milestones
Key Contributors to Longevity Profile
Personalized Health Advisory
💼 Advanced Longevity & Wealth Optimization
💰 Social Security Claiming Age Optimizer
Projects your cumulative lifetime expected benefits weighted by survival probability for different claiming ages.
🏥 Out-of-Pocket Healthcare Cost Projector
Estimates total healthcare costs over your projected life expectancy, factoring in standard Medicare premiums and chronic conditions.
📈 HSA Investment Optimizer
Projects your HSA growth at age 65 (or over 10 years if older) comparing immediate spending vs. compounding at 7% return.
🛡️ Long-Term Care (LTC) Risk Estimator
Projects the statistical probability, expected care duration, and estimated total care cost of long-term care based on biological sex and health factors.
🎯 Budget Target Planner
Define your expected monthly inflow and outflow targets to compare against actual performance.
📥 Expected Inflows
📤 Expected Outflows (Category Caps)
Budget Insights Locked
To unlock narrative insights, cash flow statistics, and budget performance tracking, please define your monthly expected income and category limits in the Budget Target Planner above, then click Save Target Budget.
💵 Monthly Income
Salary, investments, and other incoming flows.
📉 Monthly Expenses
Total of all categorized transactions.
📊 Net Cash Flow
Difference between income and spending.
📈 Savings Rate
Percentage of income saved.
💡 Personal Cash Flow Insights
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📊 Budget Goals
📝 Transaction Ledger
| Date | Description | Category | Method | Amount | Life Event | Actions |
|---|
💳 Credit Cards
📅 Life Events Timeline
🎯 Target Asset Allocation
| Symbol / Asset | Target % | Last NAV | Current Shares | Current Value | Actual % | Drift % |
|---|
Visual Allocation Drift
📊 Laxson Multi-Asset Style & Quality Analysis
Equity Style & Size
Income Credit & Duration
🌐 Exchange Rate Calculator
💼 Morningstar Import
Import your pre-tax and Roth balances from Morningstar to populate a custom model portfolio.
⏳ DCA Planner
🔍 Stock & Fund Search
Search popular stocks, ETFs, or mutual funds to view their current price and add them to your tracking.
🏦 Laxson Mutual Fund IRA Portal & Expense Calculator
Design a low-cost, tax-sheltered retirement portfolio using Laxson's curated catalog of 105 allowed mutual funds. Type ticker symbols or fund numbers directly into the calculator to model your allocations and instantly check your annual costs and long-term fee drag.
📊 Select Advantage Model Portfolios — Click any portfolio to pre-fill calculator
6 Risk-Based Global Multi-Asset Models🧮 IRA Expense Calculator
| Fund # / Ticker | Fund Name | Alloc % | Alloc $ | Net Exp | Annual Cost |
|---|
Weighted Net
Weighted Gross
Annual Cost
🔍 Mutual Fund IRA Catalog
Browse the 105 allowed mutual funds. Search by name, symbol, or fund number and filter by category or manager to quickly add funds to your calculator.
📊 Platform Fee Tiers
Platform fees (recordkeeping & maintenance) are automatically adjusted based on your calculated IRA balance.