Laxson Wealth Planner

Welcome to our website. This page provides important information about the use of this website, calculators, planning tools, and other legal matters.

Please read all of the following terms and conditions carefully before continuing. They govern your use of the Laxson Financial Group, LLC website, web tools, and mobile applications (the "Site"). By accessing or using this Site, you signify your acceptance of these Terms of Use. Please be aware that they may be changed or updated at any time without prior notice. Changes are effective when posted on the Site. Please review them periodically for current information. By continuing to use the Site, you agree to any changes or updates. If you do not agree to these terms and conditions, do not use this Site.

Content and Liability Disclaimer

No Warranty

Our intent is to provide accurate and up-to-date content on this Site; however, that is not always possible. THEREFORE, ALL CONTENT, SERVICES, CALCULATORS, AND FUNCTIONS ON THIS SITE, OR ANY OTHER SITE LINKED TO THIS SITE, ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, ANY IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT. Some jurisdictions do not allow the exclusion of certain implied warranties, in which event any required warranty applies to the minimum extent legally required.

Content is Provided for Informational Purposes Only and Should Not Be Relied On

Although the information on this Site includes financial modeling, retirement projections, standard tax reference guides, and statements on various life events, it is provided for general informational and educational purposes only. It is not intended and should not be relied upon as legal, tax, or personalized investment advice.

Laxson Financial Group, LLC does not warrant or make any representations regarding the suitability, usefulness, or expected results of the content, calculators, or other tools provided on this Site. You should not rely solely upon this information in making any financial decisions. You should consult a licensed financial professional, certified public accountant (CPA), and/or qualified legal advisor for advice about the appropriateness of investment products, retirement strategies, or tax treatments for your specific situation.

Content May Contain Inaccuracies or Errors and May Change

No warranty or representation is made that the information on this Site is complete, accurate, up-to-date, or error-free, or that known defects will be corrected. Content, tools, and features available at this Site may be changed, updated, or discontinued at any time without notice. Laxson Financial Group, LLC has no obligation to update this Site, and information may be out-of-date at any given time.

Access and Availability

No warranty or representation is made that this Site or any part or function (including calculators, charts, or PDF generation) will be available and not subject to interruption or delay at any time.

Disabling devices: No warranty or representation is made that any content, tool, download, or PDF output available at this Site or any linked site is free of a computer virus, malware, or other destructive or harmful program, software, code, or device which may erase, scramble, lock, or disable any computer software, content, or equipment. You should routinely scan your system and downloaded files for such disabling devices.

Third-Party Content and External Links

From time to time, Laxson Financial Group, LLC may provide information or feeds at this Site supplied by third parties, such as live market tickers (CNBC) or RSS news feeds (WSJ, FT, MarketWatch). Any opinions, advice, statement, services, offers, or other information expressed or made available by a third party are those of such third party and not Laxson Financial Group, LLC.

Laxson Financial Group, LLC does not independently verify the information provided by third parties, does not guarantee the accuracy, completeness, timeliness, or correct sequencing of such information, and assumes no responsibility or liability for content displayed on this Site that may be provided by another party. Links to third-party web pages (such as the FINRA BrokerCheck page or the Broadridge/emeraldhost educational articles) are provided solely for convenience, and LFG is not responsible for the content or availability of external pages.

Limitation on Liability and Damages

IN NO EVENT WILL LAXSON FINANCIAL GROUP, LLC OR ITS MEMBERS, OFFICERS, EMPLOYEES, OR REPRESENTATIVES BE LIABLE TO ANY PARTY FOR ANY DIRECT, INDIRECT, SPECIAL, PUNITIVE, INCIDENTAL, OR CONSEQUENTIAL DAMAGES, INCLUDING, WITHOUT LIMITATION, ANY LOST PROFITS, BUSINESS INTERRUPTIONS, LOSS OF PROGRAMS OR DATA ON YOUR EQUIPMENT, OR OTHERWISE, EVEN IF WE ARE EXPRESSLY ADVISED OF THE POSSIBILITY OR LIKELIHOOD OF SUCH DAMAGES, ARISING OUT OF OR RELATED TO ANY USE OF OR INABILITY TO USE THIS SITE, OR ANY OTHER LINKED SITE, INCLUDING, WITHOUT LIMITATION, USE OF OR RELIANCE ON SYSTEM CALCULATORS, CHARTS, OR MARKET FEEDS.

Some jurisdictions do not allow the limitation or exclusion of certain liabilities or damages, in which event such exclusions shall apply to the maximum extent allowed by law. You are responsible for the entire cost of all servicing, repair, or correction of your property or operations required as a result of using this Site.

Privacy

We are committed to protecting the privacy and confidentiality of your personal information. To review the Laxson Financial Group, LLC Privacy Notice, please visit our Privacy Notice page.

When you visit and navigate our Site, we do not collect personal information about you unless you provide us that information voluntarily (such as setting up custom planning assumptions). Our Site may passively collect technical, navigational, and other non-personally identifiable information (such as your IP address, browser type, and page visit duration) through cookies, Google Analytics, or similar web technologies to help us improve the Site's security, performance, and user experience.

Protecting Children's Privacy Online

This Site is not directed to individuals under the age of thirteen (13). Laxson Financial Group, LLC does not intentionally collect information on this Site from those we actually know are under 13, and we request that these individuals do not provide personal information through the Site.

Monitoring Use

Laxson Financial Group, LLC reserves the right to monitor any and all use of this Site in its sole discretion to ensure compliance with these Terms and Conditions and web security policies.

Miscellaneous & Governing Law

The laws of the State of Alabama govern these Terms and Conditions, without regard to its conflict of laws provisions. If you take legal action relating to these Terms and Conditions or arising out of or relating to your use of this Site, you agree to file such action only in the state or federal courts located in Lee County, Alabama, and you consent to submit to the personal jurisdiction of such courts for the purposes of pursuing any such action.

Any cause of action you may have arising out of or related to your use of this Site must be commenced within one (1) year after the cause of action arises. Laxson Financial Group, LLC reserves the right to seek all remedies available at law and equity for violations of these Terms and Conditions, as well as the right to restrict access to this Site or any portion of it.

Entire Agreement

These Terms and Conditions represent the entire agreement between Laxson Financial Group, LLC and you relating to the subject matter herein. If any provision of these terms is deemed unlawful, void, or for any reason unenforceable, then that provision will be deemed severed from these terms and will not affect the validity and enforceability of the remaining provisions.